FIRE Calculator Spreadsheet, Coast FI & Barista FI, Early Retirement Planner, Savings Rate, Couples Mode, Excel & Google Sheets

FIRE Calculator Spreadsheet | FI number, years to FI, Coast and Barista FI, scenarios, couples mode and a projection chart

A clear financial independence (FIRE) calculator for Excel and Google Sheets. Enter your household numbers once and see your FI number, savings rate, years to FI, Coast FI and Barista FI targets, three side-by-side scenarios, a savings-rate table and a 50-year projection with a chart.

WHAT'S INCLUDED

• XLSX workbook for Excel and Google Sheets

• Plan tab: FI number, savings rate, progress, years to FI, FI age, Lean and Fat FI

• Coast FI and Barista FI calculations

• Couples mode: two people combined

• Scenarios tab: conservative, base and optimistic

• Savings-rate table, 50-year projection chart and a 120-month net worth log

HOW TO USE

• Fill in Household (one or two people).

• Set spending, withdrawal rate and return on Plan.

• Compare Scenarios and track net worth monthly.

WHO IT'S FOR

• Anyone curious about financial independence

• Couples planning together

• Coast FI and Barista FI planners

GOOD TO KNOW

• Works in any currency.

• Education and planning only. Not financial, investment or tax advice. Projections use the assumptions you enter, in today's money (real returns).

• Real XLSX formulas: no macros, add-ons or subscriptions.

FORMAT

Instant digital download: one ZIP file with an XLSX spreadsheet and a read-me PDF. Your download link appears right after checkout and is emailed to you.

Personal-use licence: print as many copies as you need for your own home, party or classroom.

INSTANT DIGITAL DOWNLOAD

Instant digital download, no physical item shipped. Colours may vary slightly between screens and printers.

Personal use only. Please don't resell or share the files.

Designed by me with the help of AI tools.